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How long does CMHC take to approve an application The average turnaround time can vary between 2-5 business days It may take longer depending on how complex your file is.
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How much should you be spending on a mortgage According to Brown you should spend between 2 to 36 of your take-home income on your housing payment If you make 70000 a year your monthly take-home pay including tax deductions will be approximately 432.
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The rule of thumb is you can afford a mortgage where your monthly housing costs are no more than 32 of your gross household income and where your total debt load including housing costs is no more than 40 of your gross houshold income This rule is based on your debt service ratios.
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